Opay has emerged as one of Nigeria’s largest fintech companies, providing users with a convenient platform for making transactions. In a recent announcement, Opay revealed its plan to distribute ATM debit cards to its users. This guide will walk you through the process of obtaining and activating your Opay debit ATM card from anywhere in Nigeria.
Opay agents are often the first to benefit from any innovations introduced by the company. If you haven’t become an Opay agent yet, it’s worth considering as it offers various advantages when using a debit card.
Without further ado, let’s explore how you can apply for and receive a functional Opay debit card in Nigeria.
How to Get an OPay Debit ATM Card
Having an Opay debit card grants you the freedom to make quick and easy virtual payments both online and offline, earn money, and save more efficiently. Additionally, you can make seamless withdrawals at any ATM point, with the lowest charge rate (currently free on all Zenith Bank ATM points nationwide).
To gain access to an Opay debit card, you must first register as one of their agents. Follow these steps to complete the registration process:
- Visit the Opay website or download the Opay app on your Android or iOS device.
- Sign up for an account by providing your details.
- Once you have a working Opay account, you can proceed to apply for your debit card.
How to Apply for the OPay ATM Debit Visa Card
Follow the steps below to obtain your ATM card from Opay:
- Access the Opay app on your mobile phone.
- Click on the “Me” tab.
- Select “Request for OPay Debit card.”
- In the referral column, enter the code “9L4WJW8.”
- Choose your preferred location for card delivery.
- Fill in the required details.
- Make a payment of ₦700 as the ATM card fee.
- Enter the code “3OULO1N” in the referral column and confirm.
The process of receiving your Opay debit card typically takes around 24 hours from the time of the request.
How to Activate OPay Debit Card
After receiving your Opay debit card, the next step is to activate it. Follow the instructions below:
- Open the Opay app.
- Navigate to the “Me” tab.
- After requesting a card, you will see an option to activate it.
- Click on “Activate Card.”
- Enter the card number displayed on your card and confirm.
- Opay will send you a default PIN, which can be changed at any time.
- Ensure you screenshot the default PIN and memorize it, as Opay does not save it for you.
Congratulations! You have successfully activated your Opay debit card. As a reward, Opay will credit your account with N500 worth of airtime.
To enable offline transactions, Opay requires you to activate your card at a Zenith Bank ATM slot. Here’s how you can do it:
- Visit any Zenith Bank ATM.
- Insert your Opay debit card into the ATM.
- Enter the debit card number and the default PIN provided.
- You will then be prompted to create a new ATM PIN.
- Enter your new offline ATM card PIN on the machine, and your card will be activated.
OPay Debit Card Fees
Opay charges a fee of ₦700 for the ATM card and an additional ₦300 for delivery.
By following these steps, you can obtain and activate your Opay debit ATM card, allowing you to enjoy the convenience and benefits of digital transactions. Get ready to experience a new level of financial freedom with Opay.
Frequently Asked Questions
1. Can anyone apply for an OPay debit card?
To apply for an OPay debit card, you must be registered as an Opay agent. This means that individuals who are not Opay agents cannot directly apply for the debit card.
2. How long does it take to receive an OPay debit card?
Upon requesting an OPay debit card, it typically takes around 3 days for the card to be processed and delivered to your preferred location.
3. How much does the OPay debit card cost?
The OPay debit card has an associated fee of ₦700. Additionally, there is a ₦300 delivery fee.
4. Can I use the OPay debit card for online transactions?
Yes, the OPay debit card can be used for both online and offline transactions. It provides you with the flexibility to make payments conveniently across various platforms.
5. Are there any additional benefits of having an OPay debit card?
Apart from the convenience of making transactions, both online and offline, an OPay debit card allows you to earn money and save more efficiently. You can also enjoy low or no charge rates for ATM withdrawals, specifically at Zenith Bank ATM points.
6. How do I activate my OPay debit card?
To activate your OPay debit card, follow these steps:
- Open the Opay app.
- Go to the “Me” section.
- Find the option to activate your card.
- Enter the card number provided on your OPay debit card.
- Confirm the activation.
- Opay will send you a default PIN, which you can change later.
- Remember to save your default PIN as Opay does not store it for you.
7. Can I change my PIN after activating the OPay debit card?
Yes, you can change your PIN after activating the OPay debit card. Simply follow the instructions provided within the Opay app to change your PIN to a new one of your choice.
8. Where can I activate my OPay debit card for offline transactions?
To activate your OPay debit card for offline transactions, you need to visit a Zenith Bank ATM slot. Insert your card, follow the prompts, and create a new ATM PIN to complete the activation process.
If you have any further questions or concerns regarding OPay debit cards, it is recommended to reach out to OPay’s customer support for assistance.