Kuda Bank

Kuda Bank App, What It Is and How to Download It


Kuda Bank is one of Nigeria’s best Digital banks. In this article, we will be talking about the Kuda bank app, what it is and how to download it.

What Is Kuda Bank App?

Kuda bank is a reputable digital microfinance institution authorized by the Nigerian Central Bank. As a result, Kuda bank is a mobile-only bank. Therefore, it is not required to have a physical location in order to provide banking services. Musty Mustapha and Babs Ogundeyi created Kuda bank in 2019.

Since its inception, Kuda has garnered widespread support, which has aided in attracting a large number of additional investors. If you still have reservations, allow me to dispel them. Kuda is registered with the Corporate Affairs Commission, and the Nigerian Deposit Insurance Corporation manages your deposit (NDIC). As I previously indicated, it is licensed by the CBN, which means you do not need to be concerned.

How does Kuda App work? 

The Kuda Bank app enables users to check their accounts without incurring charges, including free financial transfers to other Nigerian banks, free debit cards, and loan services.

These are incredible deals for prospective consumers, given the exorbitant fees imposed by traditional banks for equivalent services such as financial transfers, debit card issues, and even ATM card maintenance. It’s also critical to understand that any savings generated by the app will be used to fund loans to borrowers at a fixed interest rate.

How to Download the Kuda Bank App

Solely smartphone users can access the Kuda bank app because it is only optimized for mobile platforms like iOs and Android.

To download the software for Apple and Android devices, you only need to go to the Apple App Store or the Google Play Store.

To find the Kudi Bank app, simply search for it on any of the app stores. After that, it’s a simple process to locate, download, and install once you’ve done that.


How To Sign up and Register An Account With Kuda Bank.

Kuda Bank’s app makes it easy to sign up and register as long as you follow the instructions with the necessary information.

Launching the Kuda bank app is the first step after successfully downloading it from one of the app stores detailed previously in this article.

When you first open the app, you have the option of signing up or logging in, depending on whether you’re a new or returning user. Click on the Sign Up option if you are a new user. You’ll be able to see the first of six pages.

In this section, you must accurately enter your email address, password, re-enter password, and referral code. Using a referral code is a way for you to join a platform if someone you know has already done so.

Later in this article, it will be explained how this referral code can help you save money. Your first and last name must be entered on the second page.

Next, you’ll be asked to provide your birth date and gender. Finally, you must enter your phone number on the third page.

The OTP will be sent to the phone number you entered to validate your phone number. Then, your street address, city, and state.


On the final page, all you have to do is take a selfie, and you’re a Kudi Bank customer. That’s all there is to it.



The Kuda bank app, a digital bank, has been around for a long time now.

As a result of technological developments, this form of a bank is possible to operate, and it’s highly accommodating for any size company.

Although the Kuda app has a long way to go before it can convince Nigerians that their money is safe, it is an important step in the right direction for the country’s financial institutions.

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